Construction & Improvement

You have found a property where you would like to build a new home. The lenders at Citizens Bank of Rogersville can help you get your dream home built. With our quick decision making capability your loan can be approved and the construction process started in a timely manner.

Benefits of a new Construction loan with Citizens Bank of Rogersville:

  • Knowledge of local builders
  • Understanding of cost
  • Easy convertability from construction loan to permanent financing

Getting Started

When applying for a Construction & Improvement loan, you can up speed the application and approval process by bringing along the following information:

  • Completed Residential Loan Application 
  • Copy of Insurance Binder or agent's name & phone number
  • Current drivers license
  • Your past two pay stubs
  • W-2 forms for the past two years
  • Two years tax returns with all schedules
  • Homeowners Insurance - Agents name phone number
  • Additional documentation may be required depending on your loan request.

Ask the Experts

The Construction and Home Improvement loan process is an investment, of both time and money. Working with the right loan professionals will make the process infinitely easier on both your peace of mind and your bottom line. The key is to put together a team that you trust will have your best interests at heart.

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