Savings, Money Market & CDs

Citizens Bank has a variety of savings options that provide safe returns, flexibility and liquidity.

Minor Savings Account (under age 18)

  • Minimum $25 deposit to open
  • No Minimum Balance requirements
  • No monthly Service Charge
  • Interest paid on balances above $25
  • Regulatory withdrawal limits apply (6 per month)
  • Unlimited in-person withdrawals permitted
  • Free CBR Online Banking & CBR Mobile Banking
  • Free eStatements
  • Converts to Regular Savings at age 18

 Regular Savings

  • Minimum $100 deposit to open
  • Maintain $100 Average Balance to avoid $1 monthly Service Charge
  • Interest paid on balances above $25
  • Regulatory withdrawal limits apply (6 per month)
  • Unlimited in-person withdrawals permitted
  • Free CBR Online Banking & CBR Mobile Banking
  • Free eStatements

Christmas Club

  • Minimum $5 deposit to open
  • Deposits may be made at any time, any amount
  • Check will be mailed the first business day of November

 Money Market Account

  • Minimum $1,000 deposit to open
  • Maintain $1,000 Average Balance to avoid $8 monthly Service Charge
  • Tiered Interest Rates based on balance
  • Regulatory limits on third-party transactions apply (6 per month)
  • Free CBR Online Banking & CBR Mobile Banking
  • Free eStatements

CDs and IRAs

Choice of maturities, with competitive rates. Speak with a Customer Service Representative for more information.

How do I open an Account?

To open an account, please visit your nearest Citizens Bank of Rogersville location. You can schedule an appointment with an associate at your local banking center for a day and time that work best for you.

See Fee Schedule for additional services and charges.

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